Affordable, Reliable Insurance In California

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Frequently Asked Questions

What if I am in a wildfire-prone area?

We have worked with various companies in California that specialize in insuring those homes at the highest risk of loss. Most of the policies we write are from those that have been dropped or non-renewed with their current insurer. Fill out your info and we will find you accurate quotes and get the prices to you right away. 

We have worked with various companies in California that specialize in insuring those homes at the highest risk of loss. Most of the policies we write are from those that have been dropped or non-renewed with their current insurer. Fill out your info and we will find you accurate quotes and get the prices to you right away. 

No, California law does not require homeowners to have insurance. However, if you have a mortgage, your lender will likely require you to carry coverage.

Due to rising wildfire risks, increased rebuilding costs, and regulatory challenges, some insurers have reduced coverage availability or left the state. The California FAIR Plan is an option for high-risk homeowners; however, we have options at Hawkguard to avoid having to use public options. 

Get Your Quotes

By providing your contact information, you agree that an insurance agent may reach out via email, mail, call, or text regarding your quote request. Discounts and savings are subject to state laws and may vary. Applicants are individually underwritten; not all qualify.